How I help you.

Besides helping you find your dream home, I can help with your financial planning all along the way. My service starts with the initial analysis to estimate what price range you can comfortably afford. Often, the figures will show you can afford more than you think.

I can estimate driving time to work, shopping, schools and other important locations for you. I help you narrow your choices if you are ever to settle on that one particular home. Rigorously regulated by human rights law, however, I cannot characterize neighborhoods or give you my opinions on school systems. I will not offer assumptions on factors such as race, color, religion, country of origin, age, disability, or familial status. I can, however, furnish solid data such as: per-pupil expenditures in various school systems, location of churches, fitness centers, museums, parks and whatever amenities are important to you.

I always advise you to have a home inspection, even on new construction. The inspector will go through the home and up in the attics checking all the major systems. They will find defects a normal buyer could not reasonably expect to discover and often the seller doesn't know about them either. A few hundred dollars invested here can save you thousands.

The lender will also be sending out an appraiser. The appraiser's job is to make sure you are not paying more than fair market value for the property. Then it's time to work on turning on the utilities, transferring medical records, registering for schools, etc. while the lender is processing your final loan paperwork.